Extenuating Circumstances

 

Financial aid calculations cannot perfectly capture the nuance of every situation. Maybe your spouse has lost their job, you have added a member to your family, or you are rebuilding after an abusive situation. Or maybe you were adopted or taken into foster care as a child, so the FAFSA does not quite fit your family structure. A financial aid advisor can help determine if you might qualify for certain "professional judgment" adjustments to your FAFSA based on extenuating circumstances.

 

If you believe your federal aid offer does not accurately reflect your current financial situation, or if you were advised to contact your school's financial aid office based on your personal circumstances, our financial aid advisors will review your situation to make sure your offer is based on the most accurate information available.

Click one of the scenarios below to read about available options, or jump directly to the end of the page for more information on each type of form:

Scenarios

 

Dependent vs. Independent: What does it mean?

Dependency status can be confusing! You may be wondering why you are considered "dependent" when you pay your own bills, or why your parent can no longer take out a federal loan for you now that you are married. Your dependency status can affect your financial aid options -- but it is only one of several factors.

Both dependent and independent students:

  • are expected to contribute to their own education
  • may qualify for Pell Grant, Subsidized Loan, and other need-based awards in the same amounts based on SAI
  • must fill out the FAFSA each year
  • may be eligible for different aid from year to year
  • may need to provide additional documentation
  • should seek other sources of aid in addition to the FAFSA

Dependent students:

  • are under age 24
  • may or may not live with parents or be claimed as a dependent on taxes
  • have 1 or more parent contributors on the FAFSA
    • this is not an obligation of financial support
  • can have parents accept Parent PLUS Loans on their behalf
  • may be eligible for higher annual loan limits in certain circumstances
  • may request to receive an offer of Federal Unsubsidized Loans only if their parents refuse to complete the FAFSA

Independent students:

  • do not have parent contributors on the FAFSA, but may have a spouse contributor
  • cannot have anyone else accept federal loans on their behalf
  • are eligible for higher annual and lifetime Federal Unsubsidized Loan limits

All students aged 24 years or older by the end of the FAFSA year (e.g., by December 31, 2025 for the 2025-26 FAFSA) are considered independent. Graduate students, married students, students with dependents, active duty members of the U.S. armed forces, and veterans of the U.S. armed forces also qualify as independent regardless of age.

 

Extenuating Circumstances Forms

Below you will find a brief overview of options that may be available to you and what action is required for each. Requests are considered on a case-by-case basis. You should be prepared to respond to follow-up requests for additional information and/or documentation, and to discuss your situation is highly encouraged.

Please keep in mind that none of these exceptions can guarantee complete coverage of tuition and fees. We encourage students to pursue additional sources of financial aid alongside the appeals process, especially scholarship opportunities such as and external scholarship opportunities.

All forms are also located on the ÃÛÌÒTV Financial Aid Forms page.

Sometimes the income information provided on the FAFSA may not reflect your or your contributors' current income, or sudden expenses or other life changes might affect your financial status.

In these cases, you can submit a Request for Review of Special Circumstances Form explaining the change in income and providing supporting documentation.

Based on the Personal Circumstances section of the FAFSA, you may need to verify certain circumstances that qualify you as an independent student.

If you are unable to provide appropriate documentation to support your response on the FAFSA, you may be asked to correct your FAFSA or fill out an Unusual Circumstances Form.

If you are unable to contact your parent(s), you may submit an Unusual Circumstances Form along with supporting documentation to request review of your dependency status on the FAFSA.

Please note that parent refusal of support and/or student self-sufficiency are not, on their own, sufficient grounds for approval.

If your actual expenses exceed your estimated Cost of Attendance (COA), you may request a revision of your COA for the award year. You must submit appropriate documentation of expenses for consideration.

A budget revision does not automatically qualify a student for more aid, nor does it affect your student bill.

 

Other Resources

Please note that the options outlined above directly affect your federal aid offer (through the ) only. Indirect effects on other sources of funding (such as state aid or scholarship eligibility) are possible but not guaranteed. For more information on the types of aid which may be available to you through the FAFSA, check out our FAFSA page.

Students who are struggling are encouraged to contact ÃÛÌÒTV's Office of Rights, Compliance and Accountability (ORCA) for additional support options. For students dealing with short-term life situations and who have exhausted all other aid options, one-time emergency scholarships may be available.